Financing for home purchase and renovation

We help you find a loan, guarantee, or grant to bring your home plans to life.

How do we help?

We make buying and renovating a home easier.
Whether your plan is to purchase your family’s first home, give new life to an old house, or improve your home’s energy efficiency — our guarantees and support options help reduce costs and make your goals a reality.

For example, we offer mortgage guarantees, home grants for large families, as well as subsidies for the renovation of small residential buildings and the replacement of heating systems.

Below, you’ll find a range of grants and services to choose from, so you can select the solution that best fits your needs.

Find the solution that's right for you

Grant for upgrading heaters for small residences

Maximum grant up to 70% depending on the region

Grant for upgrading heaters for small residences, III round

Maximum grant up to 70%

Home support for families with many children 2022-2024

Maximum grant the maximum amount of support is eur 10,000

Housing loan guarantee

Amount of guarantee depending on the target group, up to 50 000 euros

Extent of guarantee depending on the target group, up to 40%

Reconstruction grant for small residences 2016-2021

Maximum grant up to 50% depending on the region

Reconstruction grant for small residences 2022 (applications until 18/08)

Maximum grant up to 50% depending on the region

Reconstruction grant for small residences 2022-2023 (applications until 30.06.2023)

Maximum grant up to 40 000 euros depending on the region

Reconstruction grant for small residences 2024-2025 RRF

Maximum grant up to 50 000 euros

Rural housing loan guarantee

Amount of guarantee up to 80% of the outstanding principal part of the credit, but not more than €150,000

Extent of guarantee up to 80%